The Daytonomics-Walkernomics Border Battle, MNsure and Our Addiction To Instant Analysis

Because journalists believe their audiences won’t tolerate nuance and ambiguity, they recruit  political analysts who are certain, clear and decisive over those who are unsure, equivocal and astraddle.  As a result, a kind of Punditry Darwinism plays out, where only the cocksure survive to deliver a steady stream of provocative instant analysis informed by little to no evidence.

MNsure’s Premature Death Proclamation

Take MNsure, Minnesota’s fledgling online tool for comparing and buying health insurance. When MNsure enrollment started slowly in its first month, Minnesota’s conservative talk radio pundits immediately declared it a train wreck, and this instant analysis has dominated the coverage to date.

MNsure may ultimately be a train wreck.  After all, covering uninsured Americans has always been a very difficult task.  But the immediate post-launch period is not a sensible time to make that judgment.

Romneycare_enrollment_chart-2Historical data shows that consumers don’t tend to purchase health insurance the way they purchase Xbox 360s, lined up outside the store on launch day.  Quite the opposite, most consumers purchase insurance at the very last moment possible.  Purchasing an expensive service that you hope to never use is just not very satisfying, so most of us procrastinate.

I’m not pulling this assertion out of my pundit posterior.   In Massachusetts, just 123 early adapters stepped forward during their first month, and it didn’t get much better the second month.  Instead, the big rush came just prior to the open enrollment deadline, when people face the prospect of a missed deadline and financial penalty.

It turns out that pulling the plug on the Massachusetts exchange when it only had 123 customers would not have been a wise decision for Commonwealth citizens, because  Romneycare ultimately was worth the wait.  After a few years of growing pains, Massachusetts’ Obamacare-like reforms increased the ranks of the insured to 97%.  This puts states like Minnesota (91% insured) to shame, not to mention Chris Christie’s New Jersey (84% insured) or Ted Cruz’s Texas (76% insured).

Declaring a trainwreck just as a new train is lurching out of the depot is ludicrous.  As much as it pains the cognoscenti, at this stage they need to be saying the four little words that might  get them deleted out of reporters’ speed dials – “I don’t know yet.”

Daytonomics The Winner Already?

Then there is the Minnesota-Wiscoonsin border battle over state fiscal policy.  In a New York Times commentary piece that has been widely shared via social media, a University of Minnesota professor and pundit recently declared that Minnesota Governor Mark Dayton’s Keynesian approach to state fiscal policy has been more successful than Wisconsin Governor Scott Walker’s austerity approach.  His conclusion:

“The lesson from the upper Midwest is that rigid anti-tax dogma fails to deliver a convincing optimistic vision that widens economic opportunity and security.”

To his credit, the University of Minnesota professor does include  caveats, such as “firm answers will require more time and more data.”  But in the rush to be a clear and certain pundit who can get past the New York Times gatekeepers, the professor ultimately declared Daytononomics triumphant.

Here’s the problem with that:  Daytonomics is very much in its infancy.  Most of Governor Dayton’s most progressive policies are only now being put into effect, so the state of Minnesota’s economy can’t yet be attributed to the Daytonomics.

It’s true that Dayton has been in office for three years now.  But, with the exception of Dayton’s expansion of Medicaid to 95,000 uninsured Minnesotans, the lion’s share of his progressive agenda — the improvements to education and other government services funded by tax increases on the wealthy — passed just a few months ago, after the 2011-2012 GOP-controlled Legislature was vanquished and could no longer block Dayton’s progressive policies.

Just as President Obama could not be fairly blamed for the 2008-2009 economic meltdown that played out before he could put his policies into place, Governor Dayton cannot be fairly celebrated for a better-than-average state economy when most of his progressive policies are only now being put into place.  As a liberal, I hope Daytonomics bests Walkernomics, and expect it will.  But it’s much too early to declare a winner.

As a public relations guy, I understand why the media wants  commentators who give their audience instant gratification through instant analysis.  But as a citizen, I worry about what all of this instant gratification does to us.

Psychologists find that children who can’t learn to delay gratification at an early age are much less likely to succeed in later life.  The research indicates that the ability to delay gratification is absolutely key for success in school, marriages, friendships, health and jobs.  The young kids who can’t learn to stop themselves from consuming marshmallows become the adults who can’t stop themselves from consuming the adult versions of marshmallows.

Given that research, what kind of democracy will we become if journalists, pundits and voters can’t learn to wait to make policy judgements until evidence is available to inform our debates?

– Loveland

Note:  This post was also featured in MinnPost and Politics in Minnesota’s Best of the Blogs.

CliffsNotes On Minnesota’s ACA Implementation Debate

Cliff_s_Notes_ACA_Debate_Implementation-2For those who haven’t been closely following the debate in Minnesota over implementation of the federal Affordable Care Act (a.k.a. “Obamacare”), here are  CliffsNotes to get you up-to-speed.

Minnesota conservatives, whose presidential standard bearer’s greatest policy achievement was successfully pioneering the use of insurance exchanges in Massachusetts, desperately tried to stop the Minnesota liberals from implementing the federal Affordable Care Act’s Massachusetts-like insurance exchange, until they later criticized liberals for not making the exchanges effective enough, though they still wanted to eliminate them, even after Minnesota’s exchange produced the lowest premiums in the nation, are now criticizing the liberals for being, well, you know,” flip-floppers.”

Minnesota conservatives are outraged that liberals first wanted to require better health coverage for individuals imperiled by junk policies that don’t cover the type of preventative care services needed to avert expensive and lethal health problems, but then supported restoration of the old junk policies when the junk plan ban was criticized, but later decided to ban the junk policies after all, because they learned that banning them was unpopular with the insurance industry.

Make sense now?

– Loveland

The Unofficial Backgrounder For Getting To Know Tim Pawlenty

For the national news media scurrying to cover Minnesota Governor Tim Pawlenty’s impending Vice Presidential nomination by Mitt Romney, here are a few facts that may not be included in the Romney for President news release:

The “Fees”.  Like any obedient GOP presidential aspirant, Tim Pawlenty HATES him some taxes.  He will stress this fact dozens of times per speech.  But the less publicized aspect of our former governor is that he actually loves him some “fees.”  GOP former Minnesota Governor Arne Carlson points out that Pawlenty actually passed the largest tax increases in Minnesota history.  But national reporters should not listen to people like Arne Carlson.  Fees are revenue collected from citizens by government so the government can provide services, and national reporters should understand that is completely different from a “tax.”  Reporters covering Pawlenty will need to take a crash course on how to speak Pawlentese. Continue reading

Minnesota Health System Needs Obamacare Too

On a weekly basis, Garrison Keillor reminds Minnesotans that we are above average.  But we didn’t need him to tell us that.  We’re a pretty innately smug bunch when it comes to our state.  Call it “Minnesota Exceptionalism.”

We’re especially smug about our health care system.  Therefore, some of us were not all that sure we needed Obamacare’s private health insurance mandate, which is presently the only politically feasible way of improving health insurance coverage and banning pre-existing condition restrictions.

But we do.

It is true that Minnesota is better off than the rest of the nation. Nine percent of Minnesotans lack health insurance coverage, and that’s much better than the nation as a whole, where 16% are uninsured.

We can rest assured that we aren’t suffering nearly as much as many other states, such as Texas (27% uninsured), Mississippi (24% uninsured), Louisiana (22% uninsured), Nevada (22% uninsured), and Oklahoma (22% uninsured). These GOP strongholds are suffering more at the hand of the GOP’s shameless health reform stonewalling than we are.

But let’s not delude our exceptional selves.  Minnesota needs the private insurance mandate too.   After all, using the same kind of health insurance mandate the Supreme Court just upheld, Massachusets has a much better record than Minnesota.  Under ArneCare in Minnesota, we have 9% uninsured, which is better than average.   But under ObamneyCare in Massachusetts, they have only 5% uninsured.

Moreover, we self-congratulatory Minnesotans should never forget that in the shadows of Minnesota’s overall 9% uninsured rate are pockets of much deeper health care despair. For instance, more than a quarter (27%) of low income adult Minnesotans are uninsured. That’s a little bit of Texas in our midst.

No, 9% is not good enough. That’s 463,100 of our Minnesota friends, neighbors, and coworkers who are just one metastasized cell or black ice sheet away from a mountain of medical bills, and the bankruptcy that so often goes with it.

That’s 463,100 Minnesotans delaying medical care until medical care becomes much more expensive, and often much less effective.

That’s 463,100 Minnesotans who obviously don’t stop getting hurt or ill, and therefore are forced to shift their enormous medical expenses to the rest of us, which in turn forces more of us to drop our own coverage.

That’s 463,100 Minnesotans — the population of Rochester, Duluth, St. Cloud, Eagan, Plymouth, Lino Lakes, Willmar and Ramsey, combined.

That can’t be ignored.  Minnesota needs the insurance mandate, and the rest of Obamacare too.  So thank you Heritage Foundation, Newt Gingrich, Don Nickles, Mitt Romney and, now, John Roberts for giving it to us.

– Loveland

Note:  This post also was featured as a “best of the best” on Minnpost’s Blog Cabin feature.